One-time access
Understand one report.
Unlock the full assessment and report evidence for one report.
- Download your assessment.
- One payment. No renewal.
- Dispute packets require a subscription.
A clearer way forward · Canada
Your credit report tells a story. Make sure it’s yours.
A wrong account or outdated detail can follow you into important decisions. Credit Regulator Pro helps you look closer, understand supported issues, and take the next step on your terms.
Create an account, upload your report, and see your free summary.
No report, identification or payment needed to create an account.
Sample credit report
John Doe
Illustrative example
Sample Bank · account 1234
- Account status
- Default
- First delinquency
- January 2018
- Still reported
- October 2026
Violation found
Past its limit.
Still on your report.
The legal reporting period has expired.
Evidence linked
Reporting limit endedStill being reported
Your first step · Canada
Don’t have your current credit reports?
Get your free reports directly from the relevant credit reporting bodies. Then come back here to upload and review them.
Use the free report or Consumer Disclosure options. The credit bureau will check your identity.
Review your credit report in Canada
Get your report directly from Equifax and TransUnion using the links above. Review the accounts and dates, then upload the report to see your free summary. With a subscription, choose supported issues and review your dispute packet before you print and mail it.
Report access and assessment coverage are separate. Check the available bureau and report options in your workspace.
Your credit reporting rights in CanadaHow it works
Start free. Choose what comes next.
Create an account
Start with your email and password.
Upload your report
Choose your location and credit bureau.
See a free summary
Review a summary and limited preview.
Choose your access
One-time assessment or a subscription.