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Credit Regulator Pro

A clearer way forward · United States

Your credit report tells a story. Make sure it’s yours.

A wrong account or outdated detail can follow you into important decisions. Credit Regulator Pro helps you look closer, understand supported issues, and take the next step on your terms.

Create a free accountSee how it works

Create an account, upload your report, and see your free summary.

No report, identification or payment needed to create an account.

Sample credit report

John Doe

Illustrative example

Violation found

Past its limit.
Still on your report.

The legal reporting period has expired.

Evidence linked

Reporting limit endedStill being reported
Fictional example · John Doe’s sample report

Your first step · United States

Don’t have your current credit reports?

Get your free reports directly from the relevant credit reporting bodies. Then come back here to upload and review them.

Equifax, Experian and TransUnion AnnualCreditReport.com

Request each bureau’s report through the official joint service. Identity checks are completed there.

Review your credit report in the United States

Get your report directly from AnnualCreditReport.com using the links above. Review the accounts and dates, then upload the report to see your free summary. With a subscription, choose supported issues and review your dispute packet before you print and mail it.

Report access and assessment coverage are separate. Check the available bureau and report options in your workspace.

Your credit reporting rights in the United States

How it works

Start free. Choose what comes next.

  1. Create an account

    Start with your email and password.

  2. Upload your report

    Choose your location and credit bureau.

  3. See a free summary

    Review a summary and limited preview.

  4. Choose your access

    One-time assessment or a subscription.

Your options

A closer look today. A view over time.

Review current plan details and prices in your guided workspace before you purchase.

One-time access

Understand one report.

Unlock the full assessment and report evidence for one report.

  • Download your assessment.
  • One payment. No renewal.
  • Dispute packets require a subscription.

Subscription

Take your next step.

Full assessments, dispute packets you approve, report history, and comparisons when you add later reports.

  • Choose disputes. Review and approve your packet.
  • Download, print, sign and mail it.
  • Keep your report history and compare later reports.